No retirement savings? I’d buy cheap FTSE 100 dividend shares to beat the State Pension

first_img Image source: Getty Images Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! No retirement savings? I’d buy cheap FTSE 100 dividend shares to beat the State Pension “This Stock Could Be Like Buying Amazon in 1997” I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. With the State Pension amounting to around a third of the average annual income in the UK, it’s unlikely to provide financial freedom for most retirees. Furthermore, the age at which it will be paid is expected to rise to 67 within the next decade.Therefore, obtaining a passive income from a retirement nest egg is likely to become increasingly important for many people over the coming years. One means of doing so is to buy FTSE 100 shares. In many cases they offer low valuations and impressive income returns which could boost your retirement prospects and help you to beat the State Pension.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Undervalued stocksDespite experiencing a decade-long bull market, many shares in the FTSE 100 appear to be undervalued at present. This may be because the index started its current positive run from a relatively low level following the financial crisis, or it may be down to the ongoing risks facing the world economy, such as a US/China trade war.Either way, there could be numerous buying opportunities available for long-term investors. Certainly, it may take time for the financial performance of companies trading on low valuations to show up in higher share prices. But for a retirement portfolio that has a long-term time horizon, there may be sufficient time for FTSE 100 stocks to deliver on their potential.Income prospectsAs well as low valuations across the index, there are also opportunities to generate high income returns. This could be important to both retirees and to those who are seeking to build a nest egg for their older age. Dividends have proved to be a key contributor to total returns in the index’s history, so focusing on those companies which offer relatively impressive income returns could be a shrewd move.At the present time, around a quarter of the index’s members offer dividend yields in excess of 5%. This suggests they could provide over 50% of the index’s annualised total returns of around 8-9% per annum which have been achieved since its inception. In doing so, they may offer significant long-term return potential which boosts the performance of your retirement portfolio.State Pension challengesThe State Pension age could continue to rise beyond 67. With life expectancy increasing and there being a relatively large number of retirees, the political consensus could move towards a higher retirement age and a slower growth rate in the amount paid as an annual State Pension.As such, building a retirement portfolio of your own could become increasingly important to deliver financial freedom in older age. Investing in income shares that trade on low valuations could help you to fulfil this longer-term goal, with a number of opportunities to do so available in the index at the present time.center_img Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Peter Stephens | Saturday, 18th January, 2020 Enter Your Email Address Peter Stephens has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. See all posts by Peter Stephenslast_img read more

I think these are 3 of the best stocks to buy now for passive income

first_img Click here to claim your free copy of this special investing report now! Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m looking to build a passive income to fund my retirement, and I reckon the UK’s FTSE 100 index offers some of the best stocks of all. Despite last year’s dividend cuts, the index should still yield around 3.8% this year, according to AJ Bell. That’s far more than you can hope to get on cash.Dividend income isn’t guaranteed, so I’m targeting the best stocks and safest yields I can find. Here are three of my favourites.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Right now, I think the GlaxoSmithKline (LSE: GSK) dividend is hard to beat. That may seem odd, given that the payout has been held at 80p for several years. But, incredibly, this FTSE 100 stalwart now yields 6.55%. That’s the highest I can remember, while its valuation of 10.69 times earnings is the lowest.Three of the best stocks for incomeThe Glaxo share price has performed horribly lately, falling 25% in the last year. It still trades slower than five years ago. The pandemic has hit sales of key shingles vaccine Shingrix, as people avoid seeing the doctor except in emergencies. Glaxo’s drugs pipeline sorely needs replenishingTurning Glaxo around could take time. But you get income while you wait and this remains one of the best dividend stocks on the FTSE 100. I’d buy and hold for the long-term, to give it time to overcome short-term challenges.Mining giant Anglo American (LSE: AAL) has a humdrum yield by comparison. at 3.16%. But that’s partly down to its blistering share price performance. The stock is up 34% over the last year, and 540% over five years. Despite this, it doesn’t look too overvalued, trading at 14.04 times earnings.FTSE 100 dividends for my retirementThere’s growing talk of a commodity supercycle, as economies burst out of lockdown and we all enjoy a so-called ‘Roaring Twenties’. It’s an exciting prospect, although nothing’s baked in. Mutant Covid could slow the recovery. Also, the mining sector is notably volatile. Companies over-extend themselves in the good times, and pay the price in the bad. However, if the economy does roar, I’d expect the Anglo American share price and yield to join in the fun.As both stocks involve a bit of risk, I’m playing relatively safe with my third choice by picking water and waste management company United Utilities Group (LSE: PNN). This stock yields a highly attractive 4.61%. And the dividend should prove pretty stable, given that its earnings are set by its regulatory plan with water regulator Ofwat, which has four more years to run.Trading at 14.56 times earnings, the United Utilities share price looks attractively valued. The pandemic has hit household and commercial water consumption, and could lead to a rise in customer bad debts. But, so far, the damage has been minor. That could change, of course, once government support programmes end.But I still reckon this is one of the best stocks on the FTSE 100 for passive income. These also tempt me. Image source: Getty Images. Our 6 ‘Best Buys Now’ Shares Enter Your Email Address Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has recommended GlaxoSmithKline. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. 5 Stocks For Trying To Build Wealth After 50 Harvey Jones | Friday, 19th February, 2021 | More on: AAL GSK UU I think these are 3 of the best stocks to buy now for passive income See all posts by Harvey Jones Markets around the world are reeling from the coronavirus pandemic…And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains.But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times.Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down…You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm.That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.last_img read more

Science teachers sacrifice to provide lab materials for students

first_img Please enter your name here LEAVE A REPLY Cancel reply Teacher Appreciation WeekBy Emily Cayton, Graduate Research Assistant, North Carolina State University and Gail Jones, Professor, STEM Education, North Carolina State UniversityNote: This article first published on theconversation.comWhatever salary the science teacher at your local public school makes per year, subtract $450.That’s how much money the typical middle and high school science teacher spends out of pocket each year on science lab materials. The $450 figure is based on a study we recently conducted to determine if science teachers have adequate funding to teach laboratories and science investigations. In this study, 94.6 percent of science teachers reported they spend money out of pocket for instructional materials.We are both science education researchers with a keen interest in matters of equity in education.Our study involved 696 middle and high school science teachers nationwide, and 70 percent of teachers reported not having adequate funding to provide high-quality science instruction for their students. Although 30 percent of science teachers reported they have enough funding for lab materials, many of them still spend money out of pocket for materials.The lack of funding was worse in rural and urban areas, where the percentage of secondary science teachers who reported inadequate funding – 73 percent and 78 percent, respectively – was higher than the 63 percent of suburban teachers who said they had inadequate funding.Also, teachers in suburban areas reported on average receiving 2.5 times more funds – $604.90, to be exact – than teachers in urban areas, who reported having $242.47 on average. And suburban teachers had 1.3 times more funds than teachers in rural areas, who reported having $462.93 on average for science instructional materials.Urban and rural schools are also more likely than suburban ones to face staffing challenges, putting rural and urban students on unequal footing when it comes to majoring in science-related fields and pursuing science careers.More need, higher costScience teachers aren’t the only teachers who spend out of pocket to purchase supplies for students. However, science teachers face challenges that other teachers don’t.For instance, science courses often require more money than other subjects due to their hands-on nature. The supplies used in these classes need to be replaced frequently. There are also many laboratory experiments, such as dissections or chemical reactions, in which materials are only able to be used once.In our study, science teachers indicated they sometimes conduct less intricate labs with grocery store materials.So why does any of this matter?Teachers are being asked to prepare the next generation of scientifically literate citizens to enter a highly technical workforce. Providing teachers with limited funds for science instruction could hinder students’ ability to compete globally for jobs.If this downward trend in funding continues, we believe the quality of science education found in public schools will suffer drastically.As the nation wrestles with the issue of making sure teachers are paid adequately, efforts should also be made to secure adequate funds to educate and prepare the next generation of scientists and engineers. Florida gas prices jump 12 cents; most expensive since 2014 TAGSTeacher Appreciation Weektheconversation.com Previous articleOn National Law Enforcement Memorial Week remember 21,000 officers who have their names etched upon a wallNext articleDistrict recognizes May 13th-19th as Water Reuse Week in Florida Denise Connell RELATED ARTICLESMORE FROM AUTHOR UF/IFAS in Apopka will temporarily house District staff; saves almost $400,000 Gov. DeSantis says new moment-of-silence law in public schools protects religious freedom Please enter your comment! Share on Facebook Tweet on Twitter You have entered an incorrect email address! Please enter your email address here Save my name, email, and website in this browser for the next time I comment.last_img read more

Miss out on TV & help in your community instead, campaign asks

first_img Tagged with: Volunteering AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis4 Join us and @ITV to help create millions of acts of kindness by volunteering in your community #MissOutToHelpOut ?Visit https://t.co/h7RtLLWBky to get involved.#NationalLottery pic.twitter.com/B3DDeP50Wc Advertisement  237 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis4 Melanie May | 17 November 2020 | News Miss out on TV & help in your community instead, campaign askscenter_img — The National Lottery (@TNLUK) November 14, 2020 There is a wide range of activity people could get involved with. For those looking for ideas, a dedicated site, MissOutToHelpOut.com provides hints and tips on how to get started. It also lists a range of voluntary opportunities across the UK, including virtual volunteering for those currently unable to leave the house.Faiza Khan MBE, Director of Engagement and Insight at The National Lottery Community Fund, said:“People who give up their time to help their communities and make things happen are incredibly important. Small acts of kindness are needed now more than ever as we all adapt to profound changes during the Covid-19 pandemic. I hope, through this campaign, more people will be inspired to lend a helping hand in communities across the UK.” ITV and The National Lottery are encouraging the public to miss an episode of their favourite ITV show to help their community in a new campaign.The ‘Miss Out to Help Out’ campaign has been created in partnership with ITV, STV, The National Lottery and The National Lottery Community Fund.The advert, voiced by Dermot O’Leary, premiered on Saturday and will run for three weeks. In it, he asks viewers to “simply miss an episode of their favourite show and use that time to help in their community” demonstrating how small acts of kindness can go a long way. About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.last_img read more

Obama opposes release of torture photos

first_img April 28, 2021 Find out more RSF_en NSO Group hasn’t kept its promises on human rights, RSF and other NGOs say May 14, 2009 – Updated on January 20, 2016 Obama opposes release of torture photos United StatesAmericas to go further WhatsApp blocks accounts of at least seven Gaza Strip journalists Follow the news on United States June 3, 2021 Find out more News Facebook’s Oversight Board is just a stopgap, regulation urgently needed, RSF sayscenter_img United StatesAmericas Help by sharing this information Reporters Without Borders expressed disappointment today that President Barack Obama intends to try to block the court-ordered release of photos depicting the abuse of prisoners by US military personnel in Afghanistan and Iraq.“Given the administration’s pledge last month not to fight the court ruling, as well as President Obama’s emphasis on promoting transparency and open government when he took office, the decision is very disappointing” stated the international press freedom organization.In a Freedom Of Information Act lawsuit filed by the American Civil Liberties Union (ACLU), a federal appeal court panel concluded that it was insufficient to claim the documents would endanger US troops and coalition forces, and ordered the Defense Department to release the photographs by May 28th 2009.In April, the Obama administration told a judge it would not oppose an order to release the photos in response to the ACLU’s lawsuit. However, President Obama took back his promise on Wednesday and claimed that publication of these photos would not add any additional benefit to the public’s understanding of the story.“This is a complete contradiction of the President Obama’s January 21st memorandum on the Freedom of Information Act, in which he stated that ‘speculative‘ or ‘abstract fears‘ were not sufficient reasons to justify excessive confidentiality and classification,” added the international press freedom organization. “ The government cannot dictate to the public what is news-worthy and what is not. This is a blow to press freedom and to democracy’s system of checks and balance. We urge the President to respect the court’s decision and stand by his earlier commitment to transparency and accountability.” Receive email alerts News News June 7, 2021 Find out more Organisation Newslast_img read more

Quick Hits May 21

first_imgLocal News Previous articleTEPCO Power Grid, Incorporated and ATT Consultants Company Limited Were Jointly Awarded a Contract for an “Underground Substation Construction Project”, Through a Public Offering by the Metropolitan Electricity Authority of ThailandNext articleCrockett Middle School Outstanding Students Odessa American Twitter WhatsApp Pinterest Chamber seeks sponsorsJunior Leadership Odessa is a 40-year-old program of the Odessa Chamber of Commerce for Junior-year students from Falcon Early College High School at Odessa College, New Tech Odessa, OCTECHs, Odessa High School, and Permian High School.Participants attend sessions once a week, through the months of January and February. Each student needs a sponsor of $200. Classes are limited to 40 students. Each session will also have a food sponsor who will provide dinner to the group.Junior Leadership Odessa (JLO) is a program sponsored by the Odessa Chamber of Commerce, and is coordinated by the present Leadership Odessa (LO) class. The JLO program is designed to expose high school juniors to Odessa’s resources.“Junior Leadership Odessa has been a very successful program of ours over the years,” said Lynn Van Amburgh, director of operations at the Odessa Chamber of Commerce. “The Chamber started this program 40 years ago, and it has truly matured into something we are all very proud of.”The Odessa Chamber of Commerce’s JLO 2019 session begins in January with an annual retreat, followed by four additional sessions learning about subjects such as healthcare, media and education, arts and culture, and government and public safety.Those interested in sponsoring a student for $200 can call 333-7862 or email [email protected] more information on this program, go online.ON THE NET>> odessachamber.com Facebook By Odessa American – February 24, 2021 Facebook TAGS  Pinterest Twitter OA logo 2 wide Blood driveThe Briar Patch Vendor Mall, 1215 E. Eight St., has scheduled a blood drive from noon to 4 p.m. Wednesday.ON THE NET>> tinyurl.com/y39btucb WhatsApp Quick Hits May 21last_img read more

John Downey granted bail to return to Donegal

first_imgHomepage BannerNews News, Sport and Obituaries on Monday May 24th RELATED ARTICLESMORE FROM AUTHOR WhatsApp Community Enhancement Programme open for applications Google+ Twitter Arranmore progress and potential flagged as population grows A man charged with murdering two British soldiers in 1972 can return home to Co Donegal because of Covid-19, a High Court judge has ruled in Belfast.John Downey is facing prosecution for a car bomb attack which killed UDR members Alfred Johnston and James Eames in Enniskillen, Co Fermanagh.The Irish News is reporting this evening that John Downey’s bail terms were varied after defence lawyers argued it was not suitable for him to continue staying with a Sinn Féin representative in Belfast due to his underlying health problems.Amid prosecution fears the move could increase the risk of flight, Mr Justice McAlinden said senior members of Sinn Fein would suffer significant embarrassment and reputational damage if the 68 year old were to abscond.Mr Downey, who is from Creeslough, was granted bail in December to live at the Belfast home of a Sinn Féin councillor, with £225,000 in cash lodged as surety.Downey, who has a respiratory condition and other health issues, applied to vary those terms due to the coronavirus pandemic.Today’s hearing took place via a telephone conference call to avoid lawyers having to attend court in person. Pinterest John Downey granted bail to return to Donegal By News Highland – March 20, 2020 center_img Twitter Nine til Noon Show – Listen back to Monday’s Programme Google+ Pinterest Important message for people attending LUH’s INR clinic Facebook Previous articleRegular people can save more lives than do tors – HarrisNext articleMid June return target for FAI News Highland Loganair’s new Derry – Liverpool air service takes off from CODA Facebook WhatsApplast_img read more

Work restarts on long awaited link road in Letterkenny

RELATED ARTICLESMORE FROM AUTHOR By News Highland – July 9, 2020 Twitter Community Enhancement Programme open for applications Work restarts on long awaited link road in Letterkenny News, Sport and Obituaries on Monday May 24th Google+ Pinterest WhatsApp Facebook Arranmore progress and potential flagged as population grows Nine til Noon Show – Listen back to Monday’s Programme Pinterest WhatsApp Important message for people attending LUH’s INR clinic Google+ Facebook AudioHomepage BannerNews Loganair’s new Derry – Liverpool air service takes off from CODA Work has recommenced on the Joe Bonner Road in Letterkenny, with Irish Water relaying a length of sewer there.The new road will link Port Road and Neil T Blaney Road.In February, it emerged work on a the project had stalled because of issues with a newly laid sewer .At the time, Cllr Donal Coyle, who is now Mayor of the Letterkenny and Milford Municipal District, moved an Emergency Motion at a Letterkenny Municipal District meeting, claiming the delay would affect local businesses.The situation was exacerbated by the Covid 19 pandemic, but Cllr Coyle says work has now restarted, and the road should open by the end of the year:Audio Playerhttps://www.highlandradio.com/wp-content/uploads/2020/07/dcoydfgdfdfle1pm.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Previous articleToday’s the deadline for students to apply for college grantsNext articleWorking from home to be part of new normal News Highland Twitter read more

Feds charge man for making violent threats against Boston Globe employees

first_imgiStock/Thinkstock(ENCINO, Calif.) — A California man was arrested Thursday and charged with making violent threats to employees of the Boston Globe in retaliation for the newspaper’s editorial campaign against political attacks on the media, officials said.Robert D. Chain, 68, of Encino, California, was taken into custody on one count of making threatening communications in interstate commerce, according to officials at the U.S. Department of Justice.“Today’s arrest of Robert Chain should serve a warning to others, that making threats is not a prank, it’s a federal crime,” Harold Shaw, special agent in charge of the FBI’s Boston division, said in a statement.“All threats are taken seriously, as we never know if the subject behind the threat intends to follow through with their actions.”In threatening calls to the Globe newsroom, Chain, according to federal authorities, allegedly referred to the newspaper’s employees as the “enemy of the people” — a phrase President Donald Trump has used at political rallies.Chain allegedly made a total of 14 threatening phone calls to the Globe newsroom between Aug. 10 and Aug. 22, saying he was going to shoot employees in the head.On Aug. 10, Globe officials announced that the newspaper was spearheading an editorial response to political attacks on the media and encouraged other news organizations to participate. More than 400 news organizations around the country participated in the effort. Copyright © 2018, ABC Radio. All rights reserved.last_img read more

Sounding out your ideas

first_img Previous Article Next Article Sounding out your ideasOn 1 May 2002 in Personnel Today Comments are closed. Related posts:No related photos. Many companies are taking advantage of independent advice on offer, ElaineEssery looks at how training coaches are benefiting some business peopleNo serious sportsperson would be without a coach to help them develop theirtalents and bring out the best in them, but many business people are missingout on the benefits. Far from giving you the answers and telling you what todo, a coach acts as a powerful sounding board, enabling you to decide foryourself on the best course of action. Coaching can help the individual and the organisation to grow. Some trainingprofessionals are lucky enough to have a coach, others would like the chance. We asked: what is a coach doing for you or what would a coach do for you? Carol MadeleyHR director, AutoglassMy own experience of having a coach, and those of the managers I work within the company, is that a coach is an objective aid to facilitate problemsolving. Coaching offers process support rather than focusing on content. An external coach has the advantage of not being caught up in the companyculture and a good one can bring reference points from outside experience,which is particularly helpful for managers who have grown up within thecompany. In terms of performance management, when you have an agreed work plan andcontract with a coach, it gives you challenges over and above those set by yourline manager, so having a coach is not a soft option. Ian LawsonDirector of training and development, Lyreco UKIf I had the opportunity to have a personal coach it would enable me tostand back from day-to-day operations and look at key aspects of the job andwhether I’m on target to achieve my personal and business goals. It would helpme focus on my long-term vision and develop a future plan. It’s good to do a‘health check’ and see what skills you need to brush up on or what extra toolsyou’re going to need for your toolkit to continue to make a difference to theorganisation in the next few years. Another benefit of coaching is having an independent evaluation of whatyou’re doing, with someone asking you challenging questions to make you thinkabout your priorities. Aileen DownieTraining and development manager, GNERWe actively encourage coaching as a management style within our culture andhave appointed coaches for some managers. The benefit I would get by having an external coach is that they bring moreobjectivity and encourage a better work-life balance and prioritisation. As the training and development manager for the company, I liaise withothers across the business who have training and development as part of theirrole. It would be useful to speak to somebody about training and developmentwithout any slant or bias about what is needed in this business, which wouldallow me more objectively to think through some options. But a coach is not theperson who would be able to then give you solutions. Tim MartlandHead of HR and training, Hammicks BookshopsAlthough training is often seen as something outside the workplace – likegoing on a course – for us, by far the most important thing is the internalside of the operation. If we had people who could coach new managers, it wouldmake an enormous difference. It would depend where the coach came from, but I think I’d use a coach tohelp with training needs analysis, particularly in the areas of the businesswhich I’m less familiar with, so I would be spending a limited budget wisely. Acoach would, hopefully, help me ask the right questions, make the right choicesabout what was required, then choose the right suppliers of training to matchthe need. Alison ClarkeDivisional learning and development director, Whitbread RestaurantsI go into a coaching session either with a difficult business decision I’mfacing or with something behavioural I want to talk about. Having a coach helps me structure and test the rigour of my thinking. It’s away of rehearsing something in private because a coach can put all sides of theargument, the potential objections and emotions, so you can test how you’regoing to respond. It’s also a de-stresser, as you can download things in a safe, confidentialenvironment to help you get to the nub of the issue and start to resolve it. A coach is an objective facilitator, whose role it is to draw your ownthinking, encourage you to search your experiences and come up with your ownoptions. last_img read more